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NO RATIO/DSCR
Debt service coverage ratio

  • No DTI Ratio
  • No W2, tax returns or paystub
  • Mortgage underwriting is based on the property’s income potential compared to the expenses.
  • Ownership of a primary residence is required
  • Minimum 620 credit score
  • No reserves require

DID YOU KNOW? 
The debt service coverage ratio, also known as “debt coverage ratio”, is the ratio of operating income available to debt servicing for interest, principal and lease payments. It is a popular benchmark used in the measurement of an entity’s ability to produce enough cash to cover its debt payments.
Source: https://en.wikipedia.org/wiki/Debt_service_coverage_ratio

Trouble Getting Funded?
WE CAN HELP!

We solve problems when it comes to commercial deals. If you have a funding problem with your current lender or can’t go to your local bank, then you need AFD. We offer $0 fees if you are not funded.